Protect Your Income With Disability Insurance
in Los Angeles, CA
If illness or injury suddenly prevented you from working, how would you cover your bills, rent, or daily expenses? At Lelia Marie Taylor Insurance in Los Angeles, CA, we offer short-term and long-term disability insurance solutions designed to protect your income when life takes an unexpected turn. Disability coverage is more than a backup plan—it’s a lifeline that helps you maintain financial stability during difficult times.
What Is Disability Insurance?
Disability insurance provides income replacement if you're unable to work due to a covered illness or injury. While many people think of life insurance first, the reality is you're more likely to become temporarily disabled during your working years than you are to pass away unexpectedly. That’s why disability insurance is a key part of a well-rounded financial safety plan.
There are two main types of coverage:
Short-term Disability Insurance
- Typically Covers a Few Weeks up to Six Months
- Kicks in Quickly, Usually After a Brief Waiting Period
- Ideal for Recovering From Surgeries, Injuries, or Temporary Illnesses
Long-term Disability Insurance
- Designed for Serious or Long-Lasting Conditions
- Can Replace a Portion of Your Income for Several Years—or Even Until Retirement
- Covers Chronic Illnesses, Severe Injuries, or Mental Health Conditions
Both options provide financial support when you need it most, helping to pay essential expenses while you focus on recovery.
Why Is Disability Insurance So Important?
Your ability to earn an income is one of your most valuable assets. If you become unable to work, disability insurance steps in to replace a portion of your lost income so you can:
Without disability coverage, even a short period away from work could lead to serious financial strain. At Lelia Marie Taylor Insurance, we help you plan ahead so you're protected if the unexpected happens.
How Does Disability Coverage Work With Life Insurance?
We offer disability coverage as an enhancement to your life insurance policy. This integrated approach gives you more complete protection. If you become too sick or injured to work, your policy can provide a portion of your income while still maintaining the core benefits of your life insurance.
This bundled solution offers:
- Simplified Coverage in One Policy
- Added Value and Peace of Mind
- Convenient Premium Options
Whether you already have life insurance with us or you’re just getting started, we’ll help you choose the right combination of coverage.
Who Should Consider Disability Insurance?
Disability coverage is important for almost everyone who relies on their income. It’s especially valuable for:
Even if you have some coverage through work, it may not be enough. Employer-sponsored policies often cover only a portion of your base income and may not follow you if you leave your job. We can help fill those gaps with supplemental coverage that stays with you.
Why Choose Lelia Marie Taylor Insurance for Disability Coverage?
When it comes to something as personal as income protection, you deserve a local expert who understands your needs. At Lelia Marie Taylor Insurance, we offer:
Personalized Consultations:
We take time to learn about your work, lifestyle, and goals to recommend the right policy.
Flexible Coverage Options:
From short-term to long-term disability, we’ll match you with the right protection.
Trusted Guidance:
Since 2018, we’ve helped individuals and families in Los Angeles feel confident in their insurance decisions.
Ongoing Support:
We’re with you from the moment you sign up to when you need to file a claim—and beyond.
Ready to Protect Your Income?
Don’t let illness or injury derail your financial future. Call
Lelia Marie Taylor Insurance at
(323) 497-6691 to schedule your consultation and explore your disability insurance options. We’re here to help you stay financially secure.